How AI Girlfriend Tokens Actually Work — And What They Cost in Real Dollars
Tokens, coins, moments, hearts, AllureCoins, DreamCoins — every platform invented its own currency. We converted them all to actual dollar costs so you can compare apples to apples.
The short version: Most platforms give you unlimited text chat but charge virtual currency for every image, voice message, and video clip. A single image costs $0.05–$0.25 in real money depending on platform. Moderate media use adds $5–$15/month on top of your subscription. The exception: AiAllure includes unlimited images and voice with no token cost at $9.90/mo yearly.
Why Platforms Use Tokens Instead of Dollars
Same reason casinos use chips. Spending "50 tokens" feels less painful than spending "$2.50." The abstraction layer makes it harder to track how much you're actually spending. Platforms know this — it's by design, not by accident.
The rule: Before buying any token pack, divide the price by the number of tokens to get the real dollar cost per image. Then multiply by how many images you generate per month. That's your actual monthly spend — not the subscription price on the landing page.
Every platform in our index uses a different currency name, a different exchange rate, and a different included allowance. Below, we've done the conversion math for all 8 so you don't have to.
Platform-by-Platform: What Every Token Actually Costs
Sorted from most transparent to most obscured. Dollar costs are approximate based on top-up pack pricing.
Included: Unlimited chat, unlimited images, unlimited voice, short video clips (~3 clips/batch, up to 8 sec) are included in the base plan. Long videos (10-120 sec) cost coins: 10 sec = 100 coins ($1.00), 30 sec = 300 coins ($3.00), 120 sec = 1200 coins ($12.00).
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | — | $0.00 |
| 1 voice message | — | $0.00 |
| 1 short video clip | — | $0.00 |
| 1 long video (10-120s) | 450 AllureCoins | ~$2-4 |
Top-up: AllureCoins only needed for long-form video generation and vault upgrades. Core features are truly unlimited.
Try Free →
Included: Unlimited chat + 1,000 DreamCoins/month shared across images, voice, and video.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | ~5 coins | ~$0.05 |
| 1 voice minute | ~10 coins | ~$0.10 |
| 1 video clip | ~50 coins | ~$0.50 |
Top-up: $4.99 for 500 DreamCoins. Most users stay within limits if they don't go heavy on video.
Try Free →Included: Unlimited chat + 8,000 Moments/month for ALL media (images, voice, video).
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | 50-100 moments | ~$0.06-$0.12 |
| 1 voice message | 100-200 moments | ~$0.12-$0.25 |
| 1 video clip | 500-1000 moments | ~$0.62-$1.25 |
Top-up: $9.99 for 10,000 moments. The 8K allowance feels generous until you mix media types — video eats moments fast.
Try Free →Included: Capped chat + capped voice + 400 coins/month for images and video.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | 5-10 coins | ~$0.10-$0.20 |
| 1 voice message | 8-12 coins | ~$0.16-$0.24 |
| 1 video clip | 20-40 coins | ~$0.40-$0.80 |
Top-up: $9.99 for 500 coins. Best memory system of any platform — you'll generate fewer images because the conversations are better.
Try Free →Included: Unlimited chat + 100 tokens/month. All media (images, voice, video) shares tokens: 1 image = 2-4 tokens, 1 voice message = 3-5 tokens, 1 video clip = 10-20 tokens.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | 2-4 tokens | ~$0.10-$0.20 |
| 1 voice message | 3-5 tokens | ~$0.15-$0.25 |
| 1 video clip | 10-20 tokens | ~$0.50-$1.00 |
Top-up: $4.99 for 100 tokens. 100 tokens/month = roughly 25-50 images with nothing left for voice or video. Heavy users spend $10-15/mo on top-ups.
Try Free →Included: Capped chat + 100 Dream Coins/month for images, voice, and video.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | ~5 coins | ~$0.25 |
| 1 voice playback | ~3 coins | ~$0.15 |
| 1 video clip | ~20 coins | ~$1.00 |
Top-up: Coin packs available. 100 coins = roughly 20 images OR 5 videos OR 35 voice playbacks. Runs out fastest of all platforms we tested.
Try Free →
Included: Unlimited chat. Hearts for images and voice. No video at all.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | Hearts | Varies |
| 1 voice message | Hearts | Varies |
| Video | Not available | — |
Top-up: Hearts system for media generation. $6.67/mo yearly ($79.99/yr) or $7.99/mo monthly.
Try Free →Included: 6,000 messages/mo + 100 images/day + capped voice. Only video costs credits.
| Action | Currency cost | Real $ cost |
|---|---|---|
| 1 image | Included (100/day) | $0.00 |
| 1 voice message | Included (capped) | $0.00 |
| 1 video clip | Credits | Extra cost |
Top-up: Structured daily limits instead of monthly token pools. Predictable if you stay within caps. $4.99/mo yearly.
Try Free →The Real Math: What Moderate Use Actually Costs
Not the subscription price — the real monthly spend for someone who generates images, uses voice, and occasionally watches video.
OurDream AI
$9.99/mo base
$9.99/mo
Likely within 1K coin limit
Secrets AI
$9.99/mo base
~$12-15/mo
May need extra moments for video
GPTGirlfriend
$9.58/mo base
~$15-20/mo
400 coins won't cover this usage
Candy AI
$3.99/mo base
~$14-19/mo
Need 2-3 extra token packs
MyDreamCompanion
$5.84/mo base
~$16-22/mo
100 coins barely covers 20 images
The "cheapest" plan isn't cheapest once you use it.
See all platforms ranked by what you actually pay — not the sticker price.
By Feature
No Token Platforms →
Flat-rate plans with no coin systems.
By Feature
Cheapest Plans →
All 8 sorted by actual monthly cost.
By Feature
Unlimited Images →
Only 1 platform has no image cap.
Tool
Find My App →
Live algorithm matches you to the best platform.
Token System Questions
How do AI girlfriend tokens work?+
Most platforms include unlimited text chat but charge virtual currency (tokens, coins, moments, hearts) for media — images, voice, and video. You get a monthly allowance (e.g., 100 tokens on Candy AI) and buy more when it runs out. Each action (generating an image, sending a voice message) costs a set number of tokens. The conversion rate to real dollars varies by platform.
How many tokens do I need per month?+
For moderate use (5 images/day + daily voice): roughly 250-500 tokens on Candy AI (only 100 included), 600-1000 coins on GPTGirlfriend (400 included), or 4000-6000 moments on Secrets AI (8000 included). Most users exceed the free allowance within 1-2 weeks and need to buy more or switch to a platform with better included limits.
Which AI girlfriend has no tokens at all?+
AiAllure at $9.90/mo yearly — unlimited images and unlimited voice with zero token cost. Only long-form video generation uses AllureCoins.
Why do platforms use fake currencies instead of charging dollars?+
Psychological pricing. Spending "50 tokens" triggers less spending pain than spending "$2.50." It also makes cross-platform comparison harder — which benefits platforms with expensive per-use costs. This guide exists to make that comparison easy.
What's the real monthly cost once you factor in token purchases?+
For moderate media use: Candy AI goes from $3.99 to $14-19/mo. GPTGirlfriend from $9.58 to $15-20/mo. MyDreamCompanion from $5.84 to $16-22/mo. AiAllure stays flat at $9.90/mo. OurDream AI usually stays at $9.99/mo within its coin limit.
Stop guessing what tokens cost.
Use our live matcher to find the platform that fits your budget and usage.