Which AI girlfriend app is actually worth paying for?

Depends what you care about. OurDream AI scores highest on our Value Index because you get chat, images, voice, and video all included — no coin nonsense. If you just want to chat and don't care about media, Candy AI at $3.99/mo is hard to beat. We test every platform the same way so the rankings aren't opinions.

Is my data private on these platforms?

Most platforms use encrypted connections and don't show up on your bank statement by name. That said, privacy policies vary a lot. Secret Desires is the most privacy-focused one we've tested. General rule: don't use your real name, don't share personal photos, and use a separate email.

Can I actually generate videos, or is that just marketing?

It's real, but quality varies. AiAllure can do up to 2 minutes, though anything past 30 seconds gets rough. OurDream gives you 10 clips per month included in your plan. Most others either don't have video or charge extra per clip. We break down exactly what's included vs. what costs extra on every review.

What's free and what's behind a paywall?

Almost every platform lets you send messages for free. The paywall hits when you want images, voice, or video. OurDream, GPTGirlfriend, and Candy AI all have free tiers. SpicyChat is fully free but community-driven, so quality is hit or miss. If you want the full experience, expect to pay $4–$15/mo depending on the platform.

What's the Value Index and why should I trust it?

It's a score from 0 to 100 that combines two things: what features are actually included in your subscription (before any credits or add-ons), and how much it costs compared to the cheapest option. We use a geometric mean — same math the UN uses for the Human Development Index — so a platform can't score high by being cheap but useless, or feature-rich but overpriced. All data comes from public pricing pages, updated monthly.

How often do you update the rankings?

Monthly. Platforms change their pricing and features all the time — Candy AI has changed its token system three times in the past year. We re-check every pricing page and re-run the numbers. The date is always shown at the top of the index.

AI GF Now — AI Girlfriend Apps Ranked by Value Index™ (2026)

AI Girlfriend Value Index

8 platforms scored by what you can do before paying extra, per dollar — included-only features vs. effective monthly price. Geometric mean, same method the UN uses for the Human Development Index. No opinions, just data from pricing pages.

Included — before any credits Included with cap Costs credits

#1 Best Value

Value Index

AiAllure

Unlimited chat, images, voice; short clips included. Best visuals.

$19.90/mo

Unlimited images + voice, short videos included (~3 clips/batch). Long videos (10-120 sec) cost AllureCoins.

Get AiAllure

Yearly Plan$9.90/mo

SAVE 50%

✦ Highlights

Live Rooms
Voice Calls
Unlimited Images

Best for

Images · Voice messages · Best-looking AI characters

Search Interest

+383%6-month trend

via Google Trends ↗

Features: 93/1004 unlimited · 1 capped · 1 coins

Included

Chat
Image Gen
Voice
Memory

Included with cap

Over cap → uses credits

Short Video — ~3 clips, up to 8 sec

Costs credits

Long Video — 10–120 sec, AllureCoins

Not ideal for: If you're on a tight budget · Users wanting unlimited long videos

Value Index

Secrets AI

Only chat is unlimited — ALL media (images, video, voice) costs moments

$19.99/mo

8,000 moments/mo ≈ 160 images OR ~16 videos OR 80 min voice

Get Secrets AI

Yearly Plan$9.99/mo

SAVE 50%

✦ Highlights

Chat-first users
Memory-focused interactions
Not for media-heavy use

Best for

Chat-first users · Memory-focused interactions · Not for media-heavy use

Search Interest

+620%6-month trend

via Google Trends ↗

Features: 62/1001 unlimited · 1 capped · 3 coins

Included

Chat

Included with cap

Over cap → uses credits

Memory — enhanced

Costs credits

Image Gen
Voice
Video

Not ideal for: Heavy media users · Users wanting included media · Budget-conscious users

Value Index

OurDream AI

Chat, images, voice, and video all in one plan — go over the monthly cap and it costs dreamcoins

$19.99/mo

1,000 dreamcoins/mo included for images, voice, video

Get OurDream AI

Yearly Plan$9.99/mo

SAVE 50%

✦ Highlights

One plan for everything
No separate coin purchases for basic use

Best for

One plan for everything · No separate coin purchases for basic use

Search Interest

+236%6-month trend

via Google Trends ↗

Features: 76/1001 unlimited · 4 capped · 1 coins

Included

Chat

Included with cap

Over cap → uses credits

Image Gen — 200/mo
Voice — 20 min/mo
Video — 10/mo
Memory — basic

Costs credits

Overage beyond cap — costs DreamCoins

Not ideal for: If you go over the cap often · If you want the cheapest price

Value Index

Nectar AI

Daily-limited images + capped messaging — credits unlock advanced features

$9.99/mo

$9.99/mo — 100 generations/day, 6000 messages/month, capped voice + credits for advanced features

Get Nectar AI

Yearly Plan$4.99/mo

SAVE 50%

✦ Highlights

Users who prefer structured usage
Scenario builders
Daily-limit users

Best for

Users who prefer structured usage · Scenario builders · Daily-limit users

Search Interest

+40%6-month trend

via Google Trends ↗

Features: 51/1005 capped · 1 coins

Included with cap

Over cap → uses credits

Chat
Image Gen
Voice
Memory — basic
Photo Messages

Costs credits

Video

Not ideal for: Heavy media users · Users expecting unlimited usage · Frequent video generation

Value Index

GPTGirlfriend

Best for deep, realistic chats — not for heavy image/video

$12.00/mo

Includes 400 credits (~60 images)

Get GPTGirlfriend

Yearly Plan$9.58/mo

SAVE 20%

✦ Highlights

Long roleplay
Memory-driven convos
Lower price

Best for

Long roleplay · Memory-driven convos · Lower price

Search Interest

-26%6-month trend

via Google Trends ↗

Features: 53/1003 capped · 2 coins

Included with cap

Over cap → uses credits

Chat
Voice
Memory — deep

Costs credits

Image Gen
Video

Not ideal for: Tons of images · Frequent video

Value Index

Candy AI

Cheapest entry — but media always costs extra

$13.99/mo

Includes 100 tokens + unlimited chat

Get Candy AI

Yearly Plan$3.99/mo

SAVE 71%

✦ Highlights

Saving money
Chatting a lot
Trying AI GF cheap

Best for

Saving money · Chatting a lot · Trying AI GF cheap

Search Interest

+24%6-month trend

via Google Trends ↗

Features: 59/1001 unlimited · 1 capped · 3 coins

Included

Chat

Included with cap

Over cap → uses credits

Memory — standard

Costs credits

Image Gen
Voice
Video

Not ideal for: If you want images or voice included · If you need video often

Value Index

MyDreamCompanion

Low entry price, high real cost — coins run out fast

$11.99/mo

$11.99/mo ($5.84/yr annual) - 100 Dream Coins = ~20 images OR 5 videos OR ~35 voice playbacks

Get MyDreamCompanion

Yearly Plan$5.84/mo

SAVE 51%

✦ Highlights

Budget-conscious users
Light chat use
Users who mainly want texting

Best for

Budget-conscious users · Light chat use · Users who mainly want texting

Search Interest

+338%6-month trend

via Google Trends ↗

Features: 50/1002 capped · 3 coins

Included with cap

Over cap → uses credits

Chat
Memory — standard

Costs credits

Image Gen
Voice
Video

Not ideal for: Heavy image generation · Frequent video usage · Voice-heavy use

Value Index

Secret Desires AI

Chat-focused with hearts system — unlimited base chat, but images/voice cost hearts

$7.99/mo

$7.99/mo — unlimited chat, hearts for images/voice

Get Secret Desires AI

✦ Highlights

Chat-focused users
Guided scenarios
Base chat unlimited

Best for

Chat-focused users · Guided scenarios · Base chat unlimited

Search Interest

+47%6-month trend

via Google Trends ↗

Features: 51/1001 unlimited · 1 capped · 2 coins · 1 locked

Included

Chat

Included with cap

Over cap → uses credits

Memory — standard

Costs credits

Image Gen
Voice

Not ideal for: Users wanting unlimited images · Video generation (not available) · Heavy media users

OurDream AI vs AiAllure — Which Gives You More?

Both land around $9.90–$9.99/yr on yearly plans, so price is basically a tie.
AiAllure includes unlimited image generation and voice in the base plan — OurDream caps images at 200/mo and voice at 20 minutes.
OurDream bundles 10 video clips per month from its coin pool. AiAllure gives you short clips free but charges AllureCoins for anything over 8 seconds.
AiAllure recently launched Live Rooms — a real-time interaction feature no other platform has yet.
OurDream has a simpler pricing model: one coin pool covers images, voice, and video. AiAllure splits free vs. paid features more unevenly.

Read the full comparison

OurDream AI vs Candy AI — Premium or Budget?

Candy AI is the cheapest yearly plan we've tested at $3.99/mo ($47.88/yr). OurDream costs $9.99/yr — still affordable, but more than double.
The catch with Candy AI: images, phone calls, and video all cost tokens. You get 100 free tokens per month, which doesn't go far.
OurDream includes 200 images, 20 min voice, and 10 videos per month in the base plan — no extra purchase needed.
Both have unlimited chat. If texting is all you care about, Candy AI saves you real money.
If you want to actually generate images or use voice regularly, OurDream's included allowances make it the better deal despite the higher sticker price.

Read the full comparison

GPTGirlfriend vs Candy AI — Deep Chats or More Features?

GPTGirlfriend has the best memory system we've seen — fully unlimited, meaning your AI actually remembers long conversations and details.
Candy AI offers adaptive memory that works well but isn't as deep. It forgets older context sooner.
GPTGirlfriend costs $9.58/yr and gives you 5,000 messages plus 400 coins per month. Candy AI is cheaper at $3.99/yr with unlimited messages but only 100 tokens.
Candy AI includes phone calls in the subscription. GPTGirlfriend reserves voice for Premium tier users.
If conversation quality and long-term memory matter most, GPTGirlfriend is the clear pick. If you want the cheapest way in with more media options, go Candy AI.

Read the full comparison

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